TX Agent 4U Houston Flood Quote

Unfortunately, Tropical Storm Allison taught thousands of us a very important, and expensive, lesson: Just because your home is not mapped within the 100-year flood plain does not mean that you are safe from potential floods. When the rains of Allison eased, Harris County, Texas, was left with 22 fatalities, 95,000 damaged automobiles, 73,000 damaged residences, 30,000 stranded residents, and over $5 billion in property damage. Could you recover from a similar disaster today? Apply for a free quote today.

What is a Flood?

Anywhere it rains, it can flood. A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Many conditions can result in a flood: hurricanes , overtopped levees, outdated or clogged drainage systems and rapid accumulation of rainfall.

Flood Facts:

1. It takes 30 days after purchase for a policy to take effect, so it's important to buy insurance before the floodwaters start to rise.
2. In a high-risk area, your home is more than twice as likely to be damaged by flood than by fire.
3. Anyone can be financially vulnerable to floods. People outside of high-risk areas file over 20% of NFIP claims and receive one-third of disaster assistance for flooding.
4. The average annual U.S. flood losses in the past 10 years (2001-2010) were more than $2.7 billion.
5. Most homeowners insurance does not cover flood damage.
6. Flooding is the United States #1 natural hazard.

Emergency Preparation

Being prepared for a flood can not only help keep your family safe, it can also help minimize potential flood damage and accelerate recovery efforts. Along with flood insurance, you can also protect yourself by safeguarding your home and possessions, developing a family emergency plan, and understanding your policy. Learn how to deal with a flood, both before and after it happens, right now. Prepare Yourself Before a Flood. Contact Chris Liebum for free Houston Flood quote today! For more flood information, facts and statistics, click here!